These Terms & Conditions govern your access to and use of the zh98 platform, including all gaming services, payment facilities, bonuses, and promotional offers available to Pakistani players. Please read them carefully before registering or placing any wagers on zh98.
These cards summarise the most important aspects of the zh98 Terms & Conditions. They do not replace the full legal text below — please read the complete document.
You must be at least 21 years of age to register and use zh98. Underage access is strictly prohibited and accounts found to belong to minors will be closed with funds forfeited.
Each player may hold only one zh98 account. Duplicate accounts will result in the suspension of all associated accounts and the forfeiture of any balances or bonuses held within them.
All zh98 bonuses are subject to wagering requirements and specific conditions. Attempting to abuse promotional offers may result in bonus cancellation and account review.
zh98 supports JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, Visa, and Mastercard. All transactions are processed in PKR. Verification may be required before withdrawal.
zh98 provides self-exclusion, deposit limits, and session controls for all account holders. Players experiencing gambling-related difficulties are encouraged to use these tools immediately.
Disputes regarding zh98 platform decisions should be submitted via the official support channel. zh98 reserves the right to make final decisions on matters governed by these Terms & Conditions.
These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("the Player", "you", "your") and zh98 ("the Company", "we", "us", "our") governing your use of the zh98 website located at zh98.net and all associated gaming services, mobile interfaces, applications, and features (collectively, "the Platform").
These Terms should be read alongside our Privacy Policy and our Responsible Gaming Policy, both of which are incorporated into these Terms by reference. Together, these documents form the complete legal framework governing your relationship with zh98.
zh98 reserves the right to update or modify these Terms at any time. Where changes are material, we will provide reasonable notice via the Platform. Your continued use of zh98 following publication of updated Terms constitutes acceptance of those changes.
To be eligible to use zh98, you must:
zh98 reserves the right to request documentary proof of age and identity at any time. Accounts where age or identity cannot be verified will be suspended pending resolution. Any winnings accumulated during a period of unverified eligibility may be voided.
To access real-money gaming services on zh98, you must register a personal account. Registration requires you to provide accurate, current, and complete information including your full legal name, date of birth, Pakistani mobile number, and such other information as zh98 may require for Know Your Customer ("KYC") compliance purposes.
You may hold only one (1) active account on zh98. The creation of multiple accounts by a single individual — whether under the same or different personal details — is strictly prohibited. Where duplicate accounts are identified, zh98 reserves the right to close all associated accounts, forfeit any balances and bonuses, and restrict future registration.
You are solely responsible for maintaining the confidentiality of your account credentials. You must not share your zh98 username or password with any third party. zh98 will not be liable for any losses resulting from unauthorised account access arising from your failure to maintain credential security.
zh98 may require identity verification documents — including copies of a valid CNIC, passport, or utility bill — as part of the account verification process or at any point during your use of the Platform. Failure to provide satisfactory documentation may result in account suspension and withdrawal restriction.
zh98 accepts deposits via JazzCash, EasyPaisa, HBL Online Banking, UBL Internet Banking, Meezan Bank, Visa, and Mastercard. All transactions are denominated in Pakistani Rupees (PKR). Minimum and maximum deposit and withdrawal limits apply and are displayed within the zh98 cashier at the time of transaction.
Deposits are generally credited to your zh98 account instantly or within a few minutes of confirmed payment. zh98 does not accept cash payments or bank transfers made outside of the integrated payment systems described above.
Withdrawal requests are processed by zh98 within the timeframes displayed in the cashier, subject to completion of any applicable KYC verification. zh98 reserves the right to perform additional identity and source-of-funds verification prior to processing withdrawals, particularly for amounts exceeding defined thresholds.
zh98 does not charge fees on standard deposits or withdrawals. However, your financial institution or payment provider may apply their own transaction fees, for which zh98 bears no responsibility.
zh98 offers various bonuses and promotional offers to registered players, including but not limited to welcome bonuses, reload bonuses, cashback offers, free bets, and VIP rewards. All bonuses are subject to the specific terms published alongside each individual offer at the time it is made available, as well as the general bonus conditions set out in this section.
Unless otherwise specified in the offer terms, all zh98 bonuses are subject to a wagering requirement before any associated funds may be withdrawn. The applicable wagering requirement, eligible games, time limits, and minimum odds (where applicable to sports betting bonuses) will be stated in the specific offer terms.
All games available on zh98 are governed by the individual game rules published within the game interface or accessible from the game lobby. It is your responsibility to familiarise yourself with the rules of any game before placing real-money wagers.
Sportsbook bets placed on zh98 are subject to the sports betting rules applicable to the relevant market. zh98 reserves the right to void bets where an obvious pricing error has occurred, where event results are under official review, or where the integrity of a market cannot be established.
zh98 uses certified random number generator ("RNG") technology for all virtual casino games. RNG systems are independently tested and certified to ensure fairness. Live dealer games use physical equipment operated by trained dealers in monitored studio environments.
zh98 reserves the right to void, cancel, or reverse any transaction where a technical malfunction, software error, or system fault is determined to have occurred during the relevant gaming session.
The following activities are strictly prohibited on the zh98 Platform:
Detection of any prohibited conduct may result in immediate account suspension, forfeiture of all funds and bonuses, permanent ban from the Platform, and referral to relevant law enforcement authorities where applicable.
All content on the zh98 Platform — including but not limited to trademarks, logos, game assets, software, text, graphics, audio, and video — is the intellectual property of zh98 or its licensed content providers and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the Platform for your own personal, non-commercial gaming purposes only. No content from the zh98 Platform may be reproduced, distributed, published, scraped, or otherwise exploited without prior written authorisation from zh98.
zh98 collects and processes personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering an account, you consent to the collection, processing, and storage of your personal data as described in the Privacy Policy.
zh98 will not sell, rent, or otherwise transfer your personal data to third parties except as required to provide the services described on the Platform, to comply with applicable law, or as otherwise described in the Privacy Policy.
zh98 is committed to promoting responsible gambling among all players, particularly those in the Pakistani market. The Platform provides the following responsible gaming tools to all registered account holders:
For further guidance, please visit our dedicated Responsible Gaming page. zh98 strongly encourages players who are concerned about their gambling habits to seek assistance from independent organisations that provide confidential support and counselling services.
To the fullest extent permitted by applicable law, zh98 and its directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to loss of profits, loss of data, loss of gaming opportunity, or any other intangible losses.
zh98 does not warrant that the Platform will be uninterrupted, error-free, or free from technical defects at all times. Scheduled maintenance, network outages, and third-party infrastructure issues are outside zh98's control and do not constitute grounds for compensation.
The maximum aggregate liability of zh98 to any individual player in respect of any claim arising under these Terms shall not exceed the total amount of deposits made by that player to their zh98 account in the thirty (30) days immediately preceding the event giving rise to the claim.
zh98 reserves the right to suspend, restrict, or permanently close any account at its sole discretion, with or without prior notice, in circumstances including but not limited to:
Upon account closure, any verified remaining balance net of bonuses and subject to applicable fraud checks will be returned to the player via their registered payment method, unless the closure is the result of confirmed prohibited conduct, in which case zh98 reserves the right to retain such funds.
These Terms & Conditions are governed by and construed in accordance with international gaming regulations and the laws applicable to zh98's licensing jurisdiction. By using the Platform, you irrevocably submit to the non-exclusive jurisdiction of the competent courts or arbitration bodies designated under those regulations for the resolution of any dispute arising from or in connection with these Terms.
Nothing in this clause limits zh98's right to seek injunctive or other equitable relief in any jurisdiction where such relief is necessary to protect zh98's intellectual property rights or other proprietary interests.
zh98 may amend these Terms & Conditions at any time. Where amendments are material, zh98 will publish a notice on the Platform and, where reasonably practicable, notify registered players via email or SMS. The amended Terms will take effect from the date of publication.
It is your responsibility to review these Terms periodically. Your continued use of the zh98 Platform after the effective date of any amendment constitutes your acceptance of the revised Terms in their entirety. If you do not accept the amended Terms, you must cease using zh98 and request account closure via the support channel.
If you have any questions about these Terms & Conditions, or need to raise a formal complaint, please contact the zh98 support team through the live chat facility available on the Platform, or by writing to us at the following email address:
Email: [email protected]
Response Time: Within 24 hours for written enquiries; immediate via live chat.
Formal complaints must be submitted in writing. zh98 will acknowledge receipt within 24 hours and provide a substantive response within five (5) business days.
Behind the legal language, these are the real commitments zh98 makes to every Pakistani player who uses the platform.
Every zh98 casino game uses independently certified RNG technology. Live dealer games use real physical equipment. zh98 publishes return-to-player percentages for all slots in the game lobby.
Player funds at zh98 are held in segregated accounts separate from operational funds. Your PKR balance is yours — zh98 does not use player deposits for any purpose other than meeting withdrawal obligations.
zh98's support team is available around the clock via live chat. Disputes and complaints receive a substantive written response within five business days of formal submission.
You have read the rules — now enjoy the platform. Join over 500,000 Pakistani players who trust zh98 for secure, fair, and entertaining online gaming.
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